The Tuition Savings: What the Numbers Actually Say
Manhattan and Brooklyn private school tuition for the 2025-2026 academic year runs from approximately $45,000 to $60,000 per child per year at the independent day school level, based on median figures published by the National Association of Independent Schools. 1 Kindergarten through grade 12 is 13 years. At $50,000 per year per child, a family pays $650,000 per child over that period. With two children, that is $1.3 million in after-tax education spending.
This is the calculation most NYC families have done. What most have not done is compare it to what Connecticut property taxes actually fund. Annual property taxes on a $1.4 million home in Darien run approximately $14,700 per year at the 2026-2027 mill rate of 16.05. Those taxes fund Darien High School, consistently ranked number one or two in Connecticut. The tuition alternative for two children costs five to seven times more per year than the Darien property tax bill.
Two children in Manhattan private school: approximately $100,000 to $120,000 per year in tuition. Two children in a Darien, Avon, or New Canaan public school: $0 in tuition. The annual property tax bill in these towns, which funds the schools, runs $12,000 to $20,000 depending on home value. The Connecticut property tax is not a substitute for private school tuition. It is a dramatically cheaper version of it.
Annual Education Cost: NYC Private School vs Connecticut Top Public Districts (2 Children)
NYC private: NAIS 2025-2026 median NYC metro day school tuition x 2 children. CT towns show $0 tuition cost. Property taxes for each CT town shown separately and are not included in the $0 bar. Source: NAIS Trendbook 2025-2026, CT OPM mill rate data.
The Towns Where You Can Stop Paying Private School Tuition
The answer to the private school question in Connecticut is geography-dependent. These are the towns where Connecticut public schools are strong enough that families consistently choose them over private school.
Skip Private School
Darien · New Canaan · Avon · Simsbury
Top 1-5 CT statewide. Nationally ranked. No private school needed for most families.
Skip Private School
Westport · Glastonbury · Farmington
Top 5-10 CT. Staples HS (Westport) is a national top-50 public high school.
Evaluate Carefully
West Hartford · Fairfield · Wilton
Top 10-20 CT. Strong districts. Most families are satisfied. Some still choose private for middle school.
Budget for Private School
Stamford · Bridgeport · Lower Norwalk
Urban districts with wide school-to-school variation. Many families with options choose private school.
How Connecticut Public Schools Compare to the Best NYC Privates
Darien High School ranks first or second in Connecticut statewide in most annual rankings and places in the national top 100 to 200 public high schools. Its AP participation rate, college placement outcomes, and per-pupil resources are comparable to elite private school benchmarks, not to the average public school. The same is true of New Canaan High School, Avon High School, and Simsbury High School. 3
The comparison that matters is not Connecticut public versus New York City public. It is Connecticut top-five public versus the Manhattan private schools these families are currently paying for. On that comparison, families who have made the move consistently report that the academic outcomes, course depth, and college placement results in Connecticut public school match or exceed what their children received in private school in New York City.
The difference is structural. Connecticut towns fund their public schools primarily through property taxes. In Darien, Avon, and New Canaan, the grand list and median home value are high enough that per-pupil spending in the public school system is competitive with private school per-pupil spending. The money is there. It is delivered through taxes rather than tuition, but the classroom result is comparable.
What Private School in Connecticut Still Offers
Connecticut has its own private school ecosystem. Choate Rosemary Hall, Kent School, Hopkins School, Greens Farms Academy, and Brunswick School are among the institutions families in this market evaluate. The relevant question for an NYC buyer is not whether Connecticut private schools exist, but whether the top Connecticut public school districts are strong enough to replace the private school habit. For families buying in Darien, Avon, New Canaan, or Westport, the answer the data supports is yes.
Want to know exactly which school district your target address falls in, and how it ranks against the private school your children currently attend?
Submit a private inquiry and I will give you the specific district assignment and ranking for any Connecticut address you are considering.
The Town-by-Town School Ranking Reference
School district assignment in Connecticut is by address, not by zone selection or lottery. The home you buy determines the school your child attends. Before any offer, confirm the specific elementary, middle, and high school assignment for that address with the town's central office. School boundaries occasionally differ from town boundaries.
- Darien CT (Darien High School): Typically ranked number one or two in Connecticut statewide. National top-100 to 200 public high school. AP participation among the highest in the state.
- New Canaan CT (New Canaan High School): Typically ranked two to three in Connecticut. Exceptional arts and music program alongside strong academics.
- Avon CT (Avon High School): Typically ranked one to three in Connecticut. The Farmington Valley's strongest school district. Punches above its enrollment weight on college placement.
- Simsbury CT (Simsbury High School): Typically ranked two to five in Connecticut. Strong AP catalog, well-funded extracurriculars, top-five most years.
- Westport CT (Staples High School): Consistently ranked in Connecticut's top five and nationally among the best public high schools in the United States. A primary reason Westport commands a premium over adjacent Gold Coast towns.
- Glastonbury CT (Glastonbury High School): Typically ranked three to six in Connecticut. The Farmington Valley's second strongest district after Avon and Simsbury. Strong science and math programming.
- Farmington CT (Farmington High School): Top five to ten in Connecticut. Located adjacent to UConn Health, which influences the district's STEM culture.
- West Hartford CT (Conard and Hall High Schools): Two nationally ranked high schools. Top five to ten in Connecticut. The dual-school structure means larger combined enrollment but strong program depth.
For the full Farmington Valley school ranking comparison across all 10 towns, see Every Farmington Valley Town Ranked for Families. For the Gold Coast equivalent, see Every Gold Coast Town Ranked for NYC Commuters.
The One Thing Most NYC Buyers Get Wrong
Most buyers research school rankings correctly. The mistake is assuming that ranking translates uniformly across the entire town. In larger towns with multiple elementary schools, some schools within the same district have meaningfully different demographics, test scores, and community character than others. This is most relevant in West Hartford, Stamford, and Fairfield, where the town is large enough that address matters within the district, not just which district you are in.
In smaller towns, Darien, New Canaan, Avon, Simsbury, this issue is minimal. The towns are compact enough that all students flow into the same high school and the variation between elementary schools is modest. In these towns, buying anywhere in town gives you access to the district ranking. In larger towns, ask your agent specifically about the elementary school assignment before the offer, not after.
Peter Tumbas
REALTOR® · BHHS New England Properties · CT License RES.0836133
I work with NYC families relocating to both the Farmington Valley and the Gold Coast. Matching a family to the right town based on school district, budget, and commute is the core of what I do. Call or text 412-225-0598 or email petertumbas@bhhsne.com.
Frequently Asked Questions
Do you need private school if you move to Connecticut from New York City?
No, not in the right towns. Darien, New Canaan, Avon, Simsbury, Westport, and Glastonbury have public school districts that rank in Connecticut's top five to ten statewide and compete nationally with the best private schools in the country. Families who move to these towns consistently report that their children receive a stronger academic experience in Connecticut public schools than they did in Manhattan or Brooklyn private schools at a fraction of the cost.
Which Connecticut towns have public schools good enough to replace NYC private school?
The strongest substitutes for NYC private school are Darien, New Canaan, Avon, and Simsbury, all ranked in Connecticut's top three to five statewide. Westport's Staples High School is a national top-50 public high school. Glastonbury, Farmington, and West Hartford round out the tier where families routinely forgo private school entirely. The key variable is which town you buy in. A $900,000 home in Norwalk puts your children in a meaningfully different school than a $900,000 home in Fairfield.
How much money do you save on private school by moving from NYC to Connecticut?
A family with two children in Manhattan private school pays approximately $90,000 to $120,000 per year in tuition, based on 2025-2026 NAIS median day school rates for the New York City metro area. Moving to a top Connecticut public school district eliminates that cost entirely. Over 13 years of K through 12, two children in NYC private school costs $1.17 million to $1.56 million in after-tax spending. That same family in Darien or Avon pays nothing in school tuition for 13 years.
Are Connecticut public schools better than New York City public schools?
Connecticut's top public school districts are significantly stronger than New York City public schools on every major academic metric. Darien High School and New Canaan High School rank nationally alongside schools from Westchester and the best suburban districts in the country. New York City's best public schools require competitive admission processes that are not guaranteed. In Connecticut's top towns, strong public school placement is automatic based on your home address, which is a meaningful structural advantage for families.
What Connecticut towns still require private school for most families?
Stamford, Bridgeport, and parts of Norwalk have public school systems where many families with the means to choose private school do so. These towns are not in the same tier as Darien, New Canaan, or Westport on academic outcomes. If your budget requires buying in Stamford or lower Norwalk and private school matters to you, model that cost before committing to a purchase price. The math changes significantly.
How do Connecticut property taxes compare to NYC private school tuition?
Annual property taxes on a $1.5 million home in Darien run approximately $16,853 per year at the 2026-2027 mill rate of 16.05. Annual private school tuition for two children in Manhattan runs $90,000 to $120,000 per year. Connecticut property taxes fund top-five public school access. They are not a cost that replaces private school tuition. They are a dramatically cheaper version of it. For a deeper look at Connecticut property taxes by town, see Connecticut Property Tax: Every Gold Coast Town.
Sources
3. US News Best High Schools — Connecticut Rankings 2025
School district assignments are subject to change. Verify specific address assignments with each town's central office before any purchase. Rankings reflect 2024-2025 academic year data.